Official Lincoln Auto Finance Center in Memphis

Are you looking to find Lincoln auto financing near you in the Memphis area? Welcome to the auto finance department at Lincoln of Memphis. We are proud to be the dealership of choice for our Memphis area customers. Our Lincoln financing experts are always eager to help our customers with any questions regarding new or used auto loans. Call us at (901) 350-4310 today!

Financing Benefits

Not Just Auto Financing Solutions in Memphis - Lincoln of Memphis Offers Lincoln Loan and Lease Solutions for YOU

 

At Lincoln of Memphis, we love nothing more than seeing a proud new Lincoln owner drive home in the car of their dreams. That being said, the auto finance process is one that has been known for frustrating potential buyers in the past. That's why Lincoln of Memphis works to ensure a smooth financing experience for the drivers we serve from Memphis, Collierville TN, Germantown TN, Olive Branch MS, and Southhaven MS. Our team doesn't just offer any auto loan and lease solutions; we cater each one to the individual needs of our customers.

Our team is familiar with every factor at play when working with banks and financial institutions. The end result: we can help negotiate terms you'll love, ensuring you drive your next new or pre-owned car home on your terms.

Interested in seeing what Lincoln of Memphis can do for you? Fill out our online contact form today to get the ball rolling. Or, visit us at 6095 Umansky Cv Memphis, Tennessee today. Our team will be happy to address any financing-related questions and begin the work to find a solution that fits your requirements, whether you're interested in taking out a loan or signing a lease.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAPCoverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAPCoverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAPCoverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAPCoverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAPAdvantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAPCoverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 901-350-4310 and we'd be happy to walk you through your options. At Lincoln of Memphis, your satisfaction is our priority.
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